Transform Your Financial Future

Take control of your finances with WealthAI - the intelligent personal finance tracker that helps you save more, spend smarter, and achieve your financial goals.

Key Features

Smart Analytics

Offline Use

No Sign-In

AI Assistant

Powerful Features

Everything you need to master your finances

Smart Analytics

Interactive charts and real-time insights for spending habits. Bank-level security. Advanced pattern recognition identifies hidden spending trends for smarter financial decisions.

Mobile Optimized

Seamless experience across all devices. Manage finances anytime, anywhere. Native mobile app with offline capabilities ensures productivity on the go.

Secure & Private

Military-grade encryption. All data stored locally on your device. Zero data sharing policy ensures your financial privacy is never compromised.

Export Data

Export transactions to CSV or PDF. Bank-level security. Professional reporting tools generate detailed financial statements for tax and investment purposes.

AI Financial Assistant

Advanced AI provides financial guidance. Professional advice anytime. Personalized recommendations adapt to your unique financial goals and spending patterns.

Voice Call Assistant

Manage finances through voice with 3 male voice options. Hands-free financial management with advanced speech recognition for ultimate convenience.

Surprising Features

Discover the unexpected capabilities that make WealthAI truly special

AI Categorization

Our intelligent system automatically categorizes your transactions with 99% accuracy, learning from your patterns.

Global Currency Support

Track finances in over 150 currencies with real-time exchange rates and automatic conversion.

No Sign-In Required

Start managing your finances immediately with zero registration or personal data collection.

Offline Functionality

Manage your finances anytime, anywhere - even without an internet connection. All data syncs when you're back online.

Simple, Transparent Pricing

Choose the plan that works best for you. All plans include a 14-day free trial. No hidden fees, cancel anytime.

Bank-Level Security

Award Winning

1M+ Users

Monthly Yearly Save 20%

Starter

$0 /month

Perfect for getting started with personal finance tracking

Basic income/expense tracking
Monthly reports
Up to 100 transactions
Basic category management
Data export (CSV)
Advanced analytics
Custom categories
Priority support

Plus

$4.99 /month

Ideal for individuals who want more detailed insights

Everything in Starter
Unlimited transactions
Advanced analytics & insights
Custom categories
Export to PDF/Excel
Budget planning tools
Priority support

14-day free trial included

Pro

$9.99 /month

For power users who need advanced financial management

Everything in Plus
Investment tracking
Multi-currency support
Financial goal setting
Priority support
Tax preparation tools
AI-powered financial insights

14-day free trial included

About WealthAI

WealthAI was created to simplify personal finance management. Our mission is to empower individuals to take control of their financial future through intelligent tracking, insightful analytics, and user-friendly design.

Get in Touch

Email

muhammedmufinuddinafraz@gmail.com

Phone

+918951297060

Location

Ullal,Karnataka,India

1M+

Active Users

4.9/5

User Rating

99.9%

Uptime

100%

Data Secure

What Our Users Say

Don't just take our word for it - hear from our satisfied customers

Sarah Johnson

Financial Advisor

"WealthAI has completely transformed how I manage my finances. The AI insights are incredibly accurate and have helped me save over $2000 in the past year. The interface is intuitive and the reporting features are top-notch."

2 weeks ago

Michael Rodriguez

Software Engineer

"As someone who never stuck to a budget before, WealthAI made it effortless. The investment tracking feature has helped me grow my portfolio. The Pro plan is worth every penny!"

1 month ago

Emma Chen

Small Business Owner

"Running a business means keeping track of countless expenses. WealthAI simplifies this with its category management and export features. The tax preparation tools saved me hours during tax season. Highly recommended!"

3 weeks ago

Ready to Transform Your Financial Future?

Join over 1 million users who have taken control of their finances with WealthAI

14-day money-back guarantee. No credit card required.

WealthAI

Total Income

$0.00

Total Expenses

$0.00

Balance

$0.00

Add Transaction

Description

Amount

Type

Expense Categories

Transaction History

No transactions yet. Add your first transaction above!

ChartBoard

Advanced financial analytics and visualizations

Time Range:

Total Income YTD

$0.00

Total Expenses YTD

$0.00

Net Savings %

0.0%

Financial Health Score

Income vs Expenses (12 months)

Category Breakdown

Cash Flow

Savings Progress (Gauge)

Monthly Comparison

Expense Trend by Category

Top 5 Expense Items

Top 5 Income Sources

Financial Insights & Recommendations

Spending Analysis

Analyzing your spending patterns...

Savings Opportunity

Identifying potential savings...

Financial Goal

Setting personalized goals...

Last updated: April 2025

Introduction

Welcome to WealthAI. We are committed to protecting your privacy and ensuring the security of your personal financial information. This Privacy Policy explains how we collect, use, and protect your information when you use our personal finance management application.

Information We Collect

Financial Data

WealthAI stores all your financial data locally on your device. This includes:

Transaction details (amounts, dates, descriptions, categories)
Income sources and amounts
Expense categories and amounts
Budget goals and savings targets
Financial insights and analytics

Personal Information

We may collect limited personal information to enhance your experience:

Name (optional, used for personalization)
Chat history with our AI financial assistant
Preferences and settings
Voice recordings during voice call sessions (processed locally, not stored)

Technical Information

We collect non-personal technical information to improve our service:

Device information (browser type, operating system)
Usage statistics (feature usage, session duration)
Error logs and performance data

How We Use Your Information

Core Functionality

Your information is used solely to provide you with financial tracking and analytics features within the app:

Processing and displaying your financial transactions
Generating charts, reports, and financial insights
Providing personalized financial recommendations
Enabling voice interaction with our AI assistant
Supporting image analysis for financial documents

AI Assistant Features

Our AI financial assistant uses your data to provide personalized guidance:

Text-based conversations for financial advice
Voice interactions for hands-free financial management
Image analysis of receipts, invoices, and bank statements
Pattern recognition in spending and saving behaviors

Currency Converter

For users with Plus or Pro subscriptions, we enable additional functionality:

Advanced budgeting and savings goals
Multi-currency support and conversion
Biometric authentication (processed locally)

Data Security

We implement robust security measures to protect your financial data:

All data is stored locally in your browser's secure storage
No financial data is transmitted to external servers
Bank-level encryption for sensitive information
Regular security audits and updates
Secure payment processing through Razorpay for subscriptions

Third-Party Services

WealthAI integrates with the following third-party services:

Razorpay: For secure payment processing of subscriptions
OpenRouter API: To power our AI financial assistant (queries are processed securely)
Chart.js: For data visualization and charting
Google Analytics: For anonymous usage analytics

Your Rights and Choices

Data Control

You have complete control over your data:

Export your data at any time using our built-in export feature
Delete all your data with the reset function
Opt-out of analytics collection
Manage cookie preferences

Subscription Management

For paid subscribers:

Manage your subscription through your account settings
Cancel anytime with no penalties
Request refunds within our refund policy period

Children's Privacy

WealthAI is not intended for users under the age of 13. We do not knowingly collect personal information from children under 13.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: privacy@moneywise.app

Address: Ullal, Karnataka, India

Phone: +91 89512 97060

Data Retention

Your financial data remains on your device until you choose to delete it. We do not retain any copies of your financial information on our servers.

International Data Transfers

While your financial data never leaves your device, some metadata may be processed by our cloud services. We ensure all data transfers comply with applicable international data protection laws.

Last updated: April 2025

Acceptance of Terms

By accessing or using WealthAI, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our application.

Use License

WealthAI grants you a limited, non-exclusive, non-transferable license to use the application for personal financial management purposes:

For personal, non-commercial use
Subject to these Terms & Conditions
Without modification or reverse engineering
Without distributing or sublicensing to others

Account Registration

While WealthAI does not require account registration, certain features may require:

Subscription to Plus or Pro plans
Payment information for premium features
Name for personalization (optional)

Subscription Plans

Starter Plan (Free)

Basic transaction tracking (up to 100 transactions)
Standard expense categories
Basic dashboard and reporting
Export functionality

Plus Plan

Unlimited transactions
Custom categories
Advanced analytics and ChartBoard
Budget planning tools
Export to PDF/Excel

Pro Plan

All Plus features
AI financial assistant with text and voice capabilities
Image analysis for receipts and financial documents
Global currency support (150+ currencies)
Biometric security
Priority support

Payment Terms

Important: All payments are processed securely through Razorpay. WealthAI does not store your payment information.

All prices are shown in Indian Rupees (INR)
Monthly and annual subscription options available
Annual plans include a 20% discount
14-day money-back guarantee on all subscriptions
Subscriptions automatically renew until canceled
You may cancel anytime through your account settings

User Responsibilities

As a user of WealthAI, you agree to:

Provide accurate financial information
Maintain the security of your device and data
Not use the application for illegal activities
Not attempt to hack or compromise the application
Not share your account with others
Comply with all applicable laws and regulations

Intellectual Property

WealthAI and all related content, features, and functionality are owned by WealthAI or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

AI Assistant Usage

Our AI financial assistant provides general financial guidance only:

Recommendations are not personalized financial advice
We recommend consulting licensed financial advisors for complex decisions
Voice interactions are processed securely and not stored
Image analysis is for informational purposes only
We are not liable for financial decisions based on AI recommendations

Disclaimer

Disclaimer: WealthAI is provided "as is" without warranties of any kind. We do not guarantee the accuracy of financial calculations or AI recommendations. Your financial decisions are your sole responsibility.

Limitations of Liability

In no event shall WealthAI or its affiliates be liable for:

Direct, indirect, incidental, special, or consequential damages
Loss of profits, data, or business opportunities
Errors in financial calculations or AI recommendations
Security breaches or data loss (as data is stored locally)

Indemnification

You agree to indemnify and hold harmless WealthAI and its affiliates from any claims, damages, or expenses arising from your use of the application or violation of these terms.

Termination

We may terminate or suspend your access to WealthAI immediately, without prior notice, for any reason, including:

Breach of these Terms & Conditions
Illegal use of the application
Security concerns

Governing Law

These terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these terms shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 1996 of India.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of significant changes by updating the "Last updated" date and may provide additional notice.

Severability

If any provision of these terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Contact Information

For questions about these Terms & Conditions, please contact us:

Email: support@moneywise.app

Address: Ullal, Karnataka, India

Phone: +91 89512 97060

Acknowledgment

By using WealthAI, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.

M M AFRAZ

Founder & Chief Executive Officer

Passionate about financial technology and empowering individuals to achieve financial freedom. With over 10 years of experience in fintech and software development, M M AFRAZ founded WealthAI with a vision to democratize personal finance management through innovative technology solutions that are accessible to everyone, regardless of their financial background.

@afrazvii

+91 89512 97060

muhammedmufinuddinafraz@gmail.com

Our Mission

To empower individuals worldwide to take control of their financial future through innovative, user-friendly tools that make money management simple, secure, and insightful. We believe that everyone deserves access to powerful financial tools that were once only available to financial professionals.

Our Core Values

Security First

Your financial data belongs to you. We never store or transmit your sensitive information.

User Empowerment

We create tools that educate and empower users to make informed financial decisions.

Innovation

Constantly evolving to provide cutting-edge solutions for modern financial challenges.

Accessibility

Financial tools should be accessible to everyone, regardless of their background.

Our Team

WealthAI is built by a dedicated team of financial experts, software engineers, and UX designers who are passionate about making personal finance management simple and effective for everyone. Our diverse team brings together expertise from fintech, software development, data science, and user experience design.

Transform Your Financial Future

Powerful Features

Smart Analytics

Mobile Optimized

Secure & Private

Export Data

AI Financial Assistant

Voice Call Assistant

Surprising Features

AI Categorization

Global Currency Support

No Sign-In Required

Offline Functionality

Simple, Transparent Pricing

Starter

Plus

Pro

About WealthAI

Get in Touch

Email

Phone

Location

What Our Users Say

Sarah Johnson

Michael Rodriguez

Emma Chen

Ready to Transform Your Financial Future?

Total Income

Total Expenses

Balance

Add Transaction

Expense Categories

Transaction History

ChartBoard

Total Income YTD

Total Expenses YTD

Net Savings %

Financial Health Score

Income vs Expenses (12 months)

Category Breakdown

Cash Flow

Savings Progress (Gauge)

Monthly Comparison

Expense Trend by Category

Top 5 Expense Items

Top 5 Income Sources

Financial Insights & Recommendations

Spending Analysis

Savings Opportunity

Financial Goal

Plus Plan Required

AI Financial Assistant

Currency Converter

Pro Plan Required

Currency Converter

Privacy Policy

Privacy Policy

Introduction

Information We Collect

Financial Data

Personal Information

Technical Information

How We Use Your Information

Core Functionality

AI Assistant Features

Currency Converter

Data Security

Third-Party Services

Your Rights and Choices

Data Control

Subscription Management

Children's Privacy

Changes to This Privacy Policy

Contact Us

Data Retention

International Data Transfers

Advanced Currency Converter

Popular Currencies

Terms & Conditions

Terms & Conditions